FAQs: Fraud Tools

Fraud Tools FAQs

  • How does 3D Secure authentication work? 

    You’ve probably come across 3D secure authentication before if you’ve paid for something online.  It works so that when a customer is ready to complete a purchase online, they are redirected to their debit or credit card provider’s 3D secure page as an iFrame or modal on the website.

    You will either be asked for an online password (set up already with bank) or will need to enter an authentication code (which will be automatically sent to the confirmed mobile phone number). After entering the correct details, the payment will be approved by the card provider and you’ll be directed back to complete payment and receive order confirmation on the website.

  • What is 3D Secure 2.0?

    3D Secure 2.0 (also known as ‘3DS2’) is an enhanced version of 3D Secure, with the introduction of more frictionless authentication and an improved cardholder experience.